The Connection between Your Heart and Your Money

Key Verse: Matthew 6:19-21 Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: 20 But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: 21 For where your treasure is, there will your heart be also. 

Focus: The way we think about finances and our overall attitude towards money reveals the condition of our heart. God sees our faith and our finances as inseparable.

The connection between heart and money:

  1. John the Baptist indicated the signs of genuine repentance involve a radical change in our attitude towards money (Luke 3:8-14). 

  2. Our heart follows our treasure...When we stockpile treasure in earthly possessions, our heart will be anchored to this present world. But when we orient our money towards the Kingdom, we fixate our heart in heaven (Matthew 6:21).

  3. We accumulate heavenly treasures by investing time, effort, money, and thoughts into the Kingdom of God. 

Who is your master? (Matthew 6:24) 

  1. Here the Lord introduces us to his chief competitor; it is money, not Satan! The love of money and material gain is of greater danger to our souls than Satan himself. 

  2. When money is your master, every decision is made through the prism of what is financially best...instead of what's best for the soul. When Jesus is your Lord, you make decisions based on what pleases him, regardless of the financial implications.

  3. However, we must not buy into the common misconception that surrendering to the Lordship of Christ equates less money. On the contrary, godliness is often the means to substantial gain. When the Lord blesses you with earthly goods, they come to you minus the curse (Proverbs 10:22). 

Overcoming Worry: (Matthew 6:31-34) 

  1. Some struggle with a temptation to hoard wealth, while others worry about having basic necessities. Money matters pose a snare to both the rich and the poor.

  2. Christians should exercise good stewardship in saving, investing, and preparing for emergencies, but they should not live with the fear of not having enough. The fear of lack can cause; stinginess, hoarding, theft, and/or poor mouthing. 

  3. When we put God’s Kingdom first, God will see that all our needs are met. 

Reflection Questions:

  1. Do you agree that money is God’s chief competitor for your time and attention?

  2. Can you point to any specific act of generosity that has brought a specific blessing to your life?

  3. What are some specific actions our group could implement this week to make deposits into a “heavenly” bank account?


Pastor Jonathan Shoemake